About the Company

Made’s mission is to help homeowners save time, money, and stress. It starts with Made Card - a credit card designed specifically for homeowners, with unmatched rewards on mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a personalized home management platform where users can manage home systems & appliances, stay ahead on upkeep, and get help - from AI-driven guidance to in-person services - exactly when they need it most. By bringing together financial tools, data, and trusted professionals, we give people more control, more savings, and more time to enjoy the place they call home.

We’re partnered with leading national players in the residential homeownership space - from mortgage lenders to home services providers - embedding Made into the key moments of the homeowner journey. These partnerships let us reach millions of households across the country and deliver meaningful benefits to homeowners.

Backed by top investors like Village Global, Jump Capital, Recharge Capital, and Soma Capital, our leadership team brings deep fintech, mortgage, and credit card experience from Ramp, Bain Capital, JP Morgan Chase, American Express, and Morgan Stanley. We’re building the financial and engagement platform for the next generation of homeowners - one that puts the homeowner at the center, and redefines what it means to feel at home.

About the Role

The Director of Credit Risk will play a critical role in shaping and leading Made Card’s credit risk strategy across the customer lifecycle. You’ll drive underwriting, pricing, segmentation, and decisioning for our credit card product while overseeing performance of the credit portfolio.

This role also owns the development and tracking of credit models and will lead Made Card’s Decision Science practice.

What You’ll Do

• Underwriting & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ownership of implementation of said strategies directly in the risk decision engine.

• Credit Policy & Segmentation: Develop, refine, and monitor credit policies and customer segmentation strategies to enhance risk differentiation.

• Pricing & Limits: Design pricing and credit limit frameworks to maximize risk-adjusted returns. Implement ongoing pricing and limit management strategies (penalty pricing, limit increases, reductions etc.)

• Model Decisioning: Build, own, and continuously improve credit risk models, decision thresholds, and cutoffs.

• Portfolio Performance: Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio quality and profitability.

• Collections Strategy: Develop data-driven, customer-focused strategies that reduce delinquencies and charge-offs.

• Risk operations: Conduct manual reviews (underwriting, limit increases etc.), document exceptions, handle credit bureau disputes, set up payment plans.

Ideal Background

• 2+ years of experience in consumer lending or credit risk, with a proven track record in fintech environments.

• Strong experience in at least one dimension of the credit lifecycle: underwriting, pricing, portfolio management, and collections

• Hands-on experience with credit risk models and credit bureau data (traditional and alternative).

• Strong technical acumen: pull data, analyze, create KPIs, create reporting tools (Python, SQL knowledge a plus)

• Ability to synthesize complex data into clear strategies and communicate them to both technical and non-technical stakeholders.

We understand that not everyone comes from a traditional background. If you are a rockstar with a non-traditional path, we'd love to talk to you!

Nice to Have

• Experience in fintech, credit cards, real estate, or home services.

• Familiarity with compliance-heavy or regulated marketing environments.

• Passion for credit cards, rewards, or homeownership-related products.

Benefits

• Base Compensation Band: $100,000–$110,000 (determined by experience, qualifications, and location)

• Compensation: Competitive salary with a meaningful stake in the company via equity

• Health & Well-being: We’ll invest in your physical and mental well-being with comprehensive medical, dental, & vision benefits

• Grow Together: Company-wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360 degree feedback

• Mortgage Benefit: Receive up to $25,000 toward closing costs of a new mortgage via our mortgage partners

• Play Together: Quarterly budgets for team and company outings. Use it for team swag, cooking classes, or team dinners!

• Generous Time Off: Flexible paid time off, sick days, and 11 company holidays

Throughout the interview process, please remember that emails will only be from madecard.com emails. We won't ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@madecard.com if you have any requests to verify the authenticity of an outreach.

Made Card is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Made Card makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Oracle Fusion Cloud Lead — Logistics & Supply Chain Management

Greenfield Oracle Fusion Implementation

Company Tessera Labs AI

Role Type Senior consulting engagement — full-time or contract, workstream-critical role

Location Nearshore, based in Mexico or Brazil — remote-based delivery model; excellent business

English required for direct engagement with client stakeholders and leadership

Reports To Program Director / Engagement Lead, Tessera Labs AI

About the Role

Tessera Labs AI is a technology product firm delivering next-generation, AI-accelerated enterprise transformation programs. We are seeking an experienced Oracle Fusion Cloud Lead to own the Logistics and Supply Chain Management (SCM) workstream for a greenfield Oracle Fusion Cloud implementation for a fast-growing client.

This is a greenfield implementation from a process and configuration standpoint — there is no legacy SCM configuration to reverse-engineer or carry forward, and the opportunity is to stand up Oracle Fusion Cloud Inventory Management, Order Management, Indirect Procurement and related logistics processes from a blank slate, configured to Oracle standard wherever possible. Data is a different story: item, article, inventory, and other master and historical data still needs to be extracted, transformed, and loaded (ETL) from the client's legacy ERP into Oracle Fusion, and this role supports that migration effort alongside the functional design work.

This is a highly cross-functional, business-facing role. You will run discovery and design workshops directly with logistics, supply chain, and procurement stakeholders — including ownership of the Indirect Procurement value stream — translate their requirements into working Oracle Fusion design and configuration, and own the documentation trail from business requirement through configuration and test. You will also own the integration design connecting Oracle Fusion to Shopify for e-commerce order and inventory synchronization, and to the client'swarehouse management system(s) for outbound and inbound logistics — alongside integration with adjacent Oracle Fusion modules as applicable.

This is a nearshore delivery role, based in Mexico or Brazil, working in a remote-first model alongside Tessera's distributed FDE delivery and AI engineering teams. Because you will be running workshops and presenting directly tobusiness stakeholders and client leadership, excellent business English — spoken and written — is essential to this role.

Key Responsibilities

• Lead and facilitate business process workshops with logistics, supply chain, procurement, and operations stakeholders to capture requirements for a greenfield Oracle Fusion Cloud implementation, spanning Inventory Management, Order Management, Indirect Procurement, and related logistics processes.

• Own end-to-end functional configuration of Oracle Fusion modules — Inventory Management, Order

Management, and Procurement, with particular ownership of the Indirect Procurement value stream,

translating workshop outcomes into a working, standard-first system design.

• Configure and maintain the Oracle article/item master setup in line with fashion and apparel industry best practices (e.g., style, color, and size hierarchies, seasonal and pre-pack/kit structures) and Oracle Retail conventions.